Ditch the index. Leave it behind. Indices are arbitrary, they have their path to follow you have yours.  Let’s face it, you know where you want to go, the index doesn’t. Calibrated thinking places your goals as your index—your barometer. By charting your path, balancing your investment risk, and untethering yourself from an arbitrary index, you will have bought yourself freedom: freedom to turn off the noise.


 At Calibrate Wealth, we start with Why — the why you do this in the first place.  Restated:  we calibrate your plan by starting at the end and looking back to where you are.  Next, we help you define your path.  We make your path safe and direct; we continually review, readjust, and repeat.  


At Calibrate, we put the focus on things we can control. We start with your input, risk. And risk is, after all, what you add when you invest. In contrast, returns are the hoped-for output from your investment. Calibrated investing begins with the risk input and works forward. We balance risk between asset classes and between market outcomes. We accept the future as being uncertain, and build investment strategies with that understanding. We build your strategy designed to accommodate all types of market climates, not just one for the “good times.”

Investment Strategies

Risk Parity

Risk Parity is an enhanced asset allocation strategy aimed to increase risk-adjusted returns. Risk Parity aims to diversify returns across a wide range of market environments.


Our Momentum based strategies are designed to strategically adapt to market environments and capture returns based upon current trends and market direction. This is a model-based approach to active portfolio management.

Calibrate Tactical Risk Parity

Calibrate Tactical Risk Parity combines the benefits of momentum and Risk Parity into one cohesive portfolio. This portfolio adapts to economic conditions and aims to optimally diversify the risks and returns across all invested asset classes.

Investment Management

Our innovative investment strategies are available for individuals, foundations/endowments, family offices and institutional investors in separately managed accounts.

Financial Planning

After a careful review of your personal risk tolerance and financial goals we tailor fit our strategies to your unique needs. We have sustainable income strategies for retirees using. We generally work with clients with at least $250k in investable assets.


The Battle for the Hearts and Minds

by Zach Marsh on Jul 9, 2021

This week we saw some pretty choppy price action for the major US indices. The large-cap S&P 500 was up about 0.50% for the week after today’s rally. The Nasdaq 100 finished the week up 0.73%. But the small-cap Russell 2000 was lower by -1.34%.

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Markets Push Higher

by Zach Marsh on Jun 25, 2021

The stock market rebounded nicely this week, with the headline S&P 500 index jumping more than 2.75%. The Russell 2000 also strongly rallied, closing up nearly 5%. Following last week’s Fed induced “freak out” that rates may be rising sometime two years from now, Fed Chair Jerome Powell, eased the market’s concern on Monday reiterating that the Fed will still remain accommodating in the near term.

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Fed Sends Market Into Minor Panic

by Zach Marsh on Jun 18, 2021

This week we saw a pretty big shift in the market. Following the Federal Reserve meeting Wednesday, the market witnessed a fairly substantial rotation out of small cap, value, and industrial stocks and back into technology names. During the meeting, the Fed announced that they are now forecasting two rate hikes in 2023, which represents a subtle shift away from their ultra-loose monetary policy.

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Nothin’ Much to Say I Guess, Just the Same as All the Rest

by Zach Marsh on Jun 11, 2021

As I prepared to write today’s letter the U2 lyric, which I used as the title for this paper, kept running through my head. Sometimes writing a weekly market note can be challenging, especially when not much is going on in the markets. Sure, yesterday we got the monthly Consumer Price Index report which showed a scorching 5% year over year increase in inflation, a number we haven’t seen since 2007. But the market seemed to take that pretty much in stride, with the S&P 500 hitting all-time highs.

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