Ditch the index. Leave it behind. Indices are arbitrary, they have their path to follow you have yours.  Let’s face it, you know where you want to go, the index doesn’t. Calibrated thinking places your goals as your index—your barometer. By charting your path, balancing your investment risk, and untethering yourself from an arbitrary index, you will have bought yourself freedom: freedom to turn off the noise.


 At Calibrate Wealth, we start with Why — the why you do this in the first place.  Restated:  we calibrate your plan by starting at the end and looking back to where you are.  Next, we help you define your path.  We make your path safe and direct; we continually review, readjust, and repeat.  


At Calibrate, we put the focus on things we can control. We start with your input, risk. And risk is, after all, what you add when you invest. In contrast, returns are the hoped-for output from your investment. Calibrated investing begins with the risk input and works forward. We balance risk between asset classes and between market outcomes. We accept the future as being uncertain, and build investment strategies with that understanding. We build your strategy designed to accommodate all types of market climates, not just one for the “good times.”

Investment Strategies

Risk Parity

Risk Parity is an enhanced asset allocation strategy aimed to increase risk-adjusted returns. Risk Parity aims to diversify returns across a wide range of market environments.


Our Momentum based strategies are designed to strategically adapt to market environments and capture returns based upon current trends and market direction. This is a model-based approach to active portfolio management.

Calibrate Tactical Risk Parity

Calibrate Tactical Risk Parity combines the benefits of momentum and Risk Parity into one cohesive portfolio. This portfolio adapts to economic conditions and aims to optimally diversify the risks and returns across all invested asset classes.

Investment Management

Our innovative investment strategies are available for individuals, foundations/endowments, family offices and institutional investors in separately managed accounts.

Financial Planning

After a careful review of your personal risk tolerance and financial goals we tailor fit our strategies to your unique needs. We have sustainable income strategies for retirees using. We generally work with clients with at least $250k in investable assets.


November’s Gift Continues

by Zach Marsh on Nov 27, 2020

November’s remarkable run continued during this abbreviated week. We’ve had nearly a year’s worth of market returns in this month alone. For the year, the S&P is up around 15%, with just about 80% of that return occurring this month alone. The Dow Jones Industrial Average is on tap for its largest monthly percentage gain since January 1987.

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A November to Remember

by Zach Marsh on Nov 20, 2020

The month of November has sure been kind to the stock market. Coming into the month we were beset with a multitude of unanswered questions that weighed on market sentiment. Now, nearly all the uncertainty has been removed. While the weight of the virus still hangs like an anchor around our necks, the prospects for a widely available vaccine in the near future lifts the market’s spirits.

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Every Picture Tells a Story

by Zach Marsh on Nov 6, 2020

Last week at this time the S&P was sitting close to the lows of the session and the market was down over 6% for the week. Fear over the election was escalating, and concern for rising virus cases had many market participants scaling back on risk assets. The market was having trouble digesting it all. Even without an election this week had its fair share of apprehension causing news, lockdowns in Europe, a Federal Reserve meeting, and the monthly unemployment figures.

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The Waiting Game Part II

by Zach Marsh on Oct 30, 2020

At current writing the S&P 500 is down over 1.75% on the day, bringing the week to date downturn to over 6.3%. Barring a late day, substantial rebound this will mark the worst week since March and the 4th worst week of what has been a turbulent year. For the month, the S&P 500 is down over 3.5%, bring it close to down 10% from the highs set in early September. From a technical standpoint, the market action looks pretty poor.

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