Ditch the index. Leave it behind. Indices are arbitrary, they have their path to follow you have yours.  Let’s face it, you know where you want to go, the index doesn’t. Calibrated thinking places your goals as your index—your barometer. By charting your path, balancing your investment risk, and untethering yourself from an arbitrary index, you will have bought yourself freedom: freedom to turn off the noise.


 At Calibrate Wealth, we start with Why — the why you do this in the first place.  Restated:  we calibrate your plan by starting at the end and looking back to where you are.  Next, we help you define your path.  We make your path safe and direct; we continually review, readjust, and repeat.  


At Calibrate, we put the focus on things we can control. We start with your input, risk. And risk is, after all, what you add when you invest. In contrast, returns are the hoped-for output from your investment. Calibrated investing begins with the risk input and works forward. We balance risk between asset classes and between market outcomes. We accept the future as being uncertain, and build investment strategies with that understanding. We build your strategy designed to accommodate all types of market climates, not just one for the “good times.”

Investment Strategies

Risk Parity

Risk Parity is an enhanced asset allocation strategy aimed to increase risk-adjusted returns. Risk Parity aims to diversify returns across a wide range of market environments.


Our Momentum based strategies are designed to strategically adapt to market environments and capture returns based upon current trends and market direction. This is a model-based approach to active portfolio management.

Calibrate Tactical Risk Parity

Calibrate Tactical Risk Parity combines the benefits of momentum and Risk Parity into one cohesive portfolio. This portfolio adapts to economic conditions and aims to optimally diversify the risks and returns across all invested asset classes.

Investment Management

Our innovative investment strategies are available for individuals, foundations/endowments, family offices and institutional investors in separately managed accounts.

Financial Planning

After a careful review of your personal risk tolerance and financial goals we tailor fit our strategies to your unique needs. We have sustainable income strategies for retirees using. We generally work with clients with at least $250k in investable assets.


An Economic Rebirth

by Zach Marsh on Apr 2, 2021

The markets are closed today in observance of Easter. The large cap S&P 500 chopped around most of the week, before pushing higher yesterday to close up over 1.15% on the week. Additionally, the indices that had been recent laggards, the Russell 2000 and the Nasdaq 100, outperformed the broad-based index, finishing up 1.42% and 2.7% respectively. The gains of the small cap stocks and technology stocks have fueled much of the enthusiasm for stocks over the past year.

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Rates Continue to Rise, Tech Continues to Slide

by Zach Marsh on Mar 19, 2021

Major indices were down this week as interest rates continued to push higher. Thursday saw the biggest down day of the week, with the Nasdaq 100 and the small-cap Russell 2000 indices dropping roughly 3%. Bonds stabilized a bit today giving a lift to stocks. On Wednesday the Jerome Powell, the Federal Reserve chairman, spoke following the Fed’s two-day policy meeting. He addressed the rising rates and remarked that they are notable, but that the Fed has no plans to step in to halt the rise.

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When I Get to the Bottom, I Go Back to the Top of the Slide

by Zach Marsh on Mar 12, 2021

Interest rates continued their rapid ascent this week. The headline 10 year US Treasury note settling above 1.63% and the 30 year bond closing near 2.4%. For context, that is a 45% increase in the rate of the 30 year bond since the beginning of the year and a 79% increase in the rate on the 10 year bond. However, this week the market took the continued rise in rates a little more in stride. The S&P 500 finished the week up over 2.5%, the Nasdaq 100 gained over 2%, and the small-cap Russell 2000 gained a whopping 7%.

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Here's a Little Story About How Looks Can Be Deceiving

by Zach Marsh on Mar 5, 2021

What’s the line about how looks can be deceiving? That can definitely be said about this week’s market action. On the surface the broad-based equity indices put in a fairly benign performance. The headline S&P 500 index ended the week modestly higher from the week prior. Big name stocks, like Apple, Microsoft, Facebook, and Google all ended the week either moderately lower or posting small gains. But as we scratch a little beneath the surface, we can start to see some of the fault lines that caused pretty big tremors this week.

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